{"id":1834,"date":"2022-03-03T07:31:50","date_gmt":"2022-03-03T07:31:50","guid":{"rendered":"http:\/\/www.insurecar.us\/?p=1834"},"modified":"2022-04-14T11:31:44","modified_gmt":"2022-04-14T11:31:44","slug":"top-ten-most-least-expensive-states-for-car-insurance","status":"publish","type":"post","link":"https:\/\/www.insurecar.us\/?p=1834","title":{"rendered":"Top Ten Most & Least Expensive States For Car Insurance"},"content":{"rendered":"\n

Car insurance rates vary dramatically. Not only do they depend on your age and driving history, but insurance rates can be much higher in certain states.\u00a0According to NBC News, Michigan drivers pay 136 percent more than the national average. Where does your state rank? Later, we\u2019ll show you how to reduce your monthly car insurance payment.<\/p>\n\n\n\n

Find out if you can pay less on car insurance. Get a\u00a0free instant auto insurance quote from CARCHEX\u00a0today.<\/p>\n\n\n\n

Top Ten Most Expensive States<\/strong><\/p>\n\n\n\n

The top ten most expensive states for car insurance are:<\/p>\n\n\n\n

  1. Michigan<\/li>
  2. Rhode Island<\/li>
  3. New York<\/li>
  4. Delaware<\/li>
  5. Louisiana<\/li>
  6. Connecticut<\/li>
  7. New Jersey<\/li>
  8. Florida<\/li>
  9. Nevada<\/li>
  10. California<\/li><\/ol>\n\n\n\n

    Didn\u2019t find your state on the list? Check out\u00a0CNBC\u2019s interactive chart\u00a0that shows a comparison of all 50 states, including which county in each state has the highest and lowest rates.<\/p>\n\n\n\n

    Why Michigan Car Insurance Costs So Much<\/strong><\/p>\n\n\n\n

    One reason Michigan is so expensive is because all the state\u2019s car insurance plans include unlimited lifetime personal injury protection. Also, Michigan has a high number of uninsured motorists which drives up the average cost of car insurance.<\/p>\n\n\n\n

    If you live in Wayne County, Michigan, expect to pay even more. Wayne car owners pay a whopping 45 percent more than the Michigan state average. This may not be surprising as Detroit is located in Wayne, and nearly half of Detroit\u2019s drivers don\u2019t have car insurance.<\/p>\n\n\n\n

    NORTH CAROLINA DRIVERS PAYS LESS<\/strong><\/h3>\n\n\n\n

    North Carolina drivers, on the other hand, pay the least in car insurance nationwide\u00a0according to NBC News. One main reason for the low cost is due to strict state regulations which allows North Carolina drivers to enjoy 41 percent lower rates than the national average.<\/p>\n\n\n\n

    The Top Ten Least Expensive States<\/strong><\/p>\n\n\n\n

    The least expensive states for car insurance are (least expensive at top):<\/p>\n\n\n\n

    1. North Carolina<\/li>
    2. Idaho<\/li>
    3. Ohio<\/li>
    4. Maine<\/li>
    5. Wisconsin<\/li>
    6. Tennessee<\/li>
    7. Missouri<\/li>
    8. Wyoming<\/li>
    9. Iowa<\/li>
    10. Virginia<\/li><\/ol>\n\n\n\n

      Ways To Decrease Your Car Insurance Costs<\/strong><\/p>\n\n\n\n

      There are a\u00a0variety of ways you can lower your car insurance premiums. Some strategies are:<\/p>\n\n\n\n

      • Pay A Higher Deductible<\/em>\u00a0\u2013 The deductible is how much you pay out of pocket for any insurance claim. If you agree to pay more, your monthly premium goes down.<\/li>
      • Anti-Theft Services<\/em>\u00a0\u2013 GPS tracking and vehicle alarms may help reduce your insurance rates.<\/li>
      • Good Grades & Driver\u2019s Ed<\/em>\u00a0\u2013 Teens who get good grades in school may qualify for lower car insurance premiums. Driver\u2019s education classes may also be rewarded with lower insurance rates.<\/li>
      • Safe Driving<\/em>\u00a0\u2013 An accident free driving record is probably the best way to get your car insurance premiums down.<\/li>
      • Tech Solutions<\/em>\u00a0\u2013 There are many innovative\u00a0smartphone and other technological applications\u00a0that can cut insurance costs.<\/li>
      • Change Insurers<\/em>\u00a0\u2013 Rates between insurers can vary widely. It pays to shop around.<\/li><\/ul>\n\n\n\n

        Want to get a lower car insurance rate? Get a\u00a0free car insurance quote from CARCHEX\u00a0now and see if you can save.<\/p>\n","protected":false},"excerpt":{"rendered":"

        Car insurance rates vary dramatically. Not only do they depend on your age and driving history, but insurance rates can be much higher in certain states.\u00a0According to NBC News, Michigan drivers pay 136 percent more than the national average. Where does your state rank? Later, we\u2019ll show you how to reduce your monthly car insurance […]<\/p>\n","protected":false},"author":1,"featured_media":1835,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/www.insurecar.us\/index.php?rest_route=\/wp\/v2\/posts\/1834"}],"collection":[{"href":"https:\/\/www.insurecar.us\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurecar.us\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurecar.us\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurecar.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1834"}],"version-history":[{"count":1,"href":"https:\/\/www.insurecar.us\/index.php?rest_route=\/wp\/v2\/posts\/1834\/revisions"}],"predecessor-version":[{"id":1836,"href":"https:\/\/www.insurecar.us\/index.php?rest_route=\/wp\/v2\/posts\/1834\/revisions\/1836"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insurecar.us\/index.php?rest_route=\/wp\/v2\/media\/1835"}],"wp:attachment":[{"href":"https:\/\/www.insurecar.us\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1834"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurecar.us\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1834"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurecar.us\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1834"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}